How can buyer terms help protect their home purchase budget?

Buyer terms like earnest money, due diligence fees, and contingencies balance risk and financing certainty. For example, a reasonable earnest money amount shows commitment without overexposing funds. Contingencies protect you from unexpected repairs or appraisal shortfalls. Setting inspection timelines allows thorough risk assessment before finalizing. Being strategic with these terms prevents costly surprises and keeps your purchase financially safe. Tailor your offer to fit your financing and risk tolerance meticulously.